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You cannot deduct the complete quantity of points in the yr paid. They are prepaid interest, so you have to generally deduct them over the life of the mortgage. A borrower is treated as paying any points that a house seller pays for the borrower’s mortgage. If you obtain a Form 1098 from the cooperative housing corporation, the form should show only the quantity you’ll be able to deduct. LightStream’s unsecured personal loans are sufficiently…